I can’t tell if hurricanes and floods are more prevalent, or with more media coverage, I just hear about them more. Either way, it seems like every other week during hurricane season, I see a horrific story about homes getting destroyed or businesses losing their property to a natural disaster.
However, disasters that completely destroy property aren’t the only problem in the world. Sometimes, smaller issues can lead to bigger headaches because they require constant upkeep or multiple repairs. At least, that was the case for when my brother’s house had a huge standing water issue. He asked if I could figure out a solution because I tend to be the more handy brother in our family.
I didn’t know why he thought it was so urgent to fix the standing water issue, but it turns out that standing water on lawns can affect house foundations, causing dangerous cracks in floors. Even worse, standing water eventually collects dangerous contaminants and chemicals like oil that will eventually seep into your lawn. The damage could be long-lasting and turn your green paradise into a brown, dirty mess!
Standing water can also affect tree roots, potentially leading to accidents. Not to mention the mold that can develop if dirty, bacteria-filled water is just lying dormant in puddles on your lawn. All of that is to say, after doing my research, I understand why he was so insistent on getting his drainage issues resolved on his lawn.
The next step, of course, was to find a company that could fix his drainage issues. I’ve never had standing water issues or anything similar on my lawn, so I didn’t have a trusted company to recommend him off the top of my head. Thankfully, the Internet and friends with experience handling issues like this all pointed me in the same direction: Midwest Lawn Co.
Midwest Lawn Co has over a decade of experience in lawn management services like hardscaping, softscaping, outdoor entertainment space installations, and plain old lawn cutting. But they also are the best drainage experts in the Chesterfield area. Their drainage work is holistic, meaning they take into account all of the factors that will impact the current drainage issues but also future potential issues.
Some of those include future rain averages, expected snow runoff, and more. Midwest Lawn Co will send out a specialist to your property to look at the problems and craft a specific solution to your issues; no one-size-fits-all for this lawn service company! Which is exactly what I feared for my brother’s property. I hate companies who cut corners on anything, whether it’s lawn care, product delivery, or even food preparation. I deserve quality service that matches the amount I pay for!
For some lawns, simply installing a grate or easy drainage tool will suffice. But for more extensive issues, subsurface drainage systems may be necessary. Additionally, Midwest Lawn Co will work to protect your pond or water features. Flooding or standing water that seeps into the pond is not only gross but dangerous for the long-term stability of your pond. They will build a pond wall or a draining path for standing water as part of the solutions to draining problems.
I care a lot about trees. Maybe too much, at least according to my friends. The thing is, though, I love to see beautiful green trees in my city and in the local towns. They provide shade from the Texas sun. They provide beauty everywhere you look. They provide fresh air. And they just make life more pleasant.
So, I obviously take tree pest care seriously as well. That’s why I’m putting this out there as a general information piece for those tree owners who may have a serious pest issue and not even realize it. Your tree may be fighting its own borer war, and it may need you to come in for reinforcements.
What are Borers and What Do They Look Like?
Borers are insects that, as their name suggests, bore into your trees and steal their nutrients. They’re extremely dangerous for your tree’s health, and they can be extremely dangerous to deal with, since they may cause your tree to become brittle and for the tree to fall over with very little notice.
According to Hamilton Tree Care, there are three main types of borers you may encounter:
- The cottonwood borer: Large black and yellow insects, these guys can chomp up a tree very quickly.
- The redheaded ash borer: These guys aren’t limited to just ash trees, as they’ll attack any dying tree. You’ll know them by their red and yellow colors and by the sawdust they leave behind.
- The emerald ash borer: These guys are immigrants from China, and they’re causing serious devastation across the U.S. They aren’t in Texas yet, but they’re coming…
Whatever kind of borer you’re looking at in your tree, you need to take the matter seriously. These pests mean business. When they start in on your tree, your tree is in a fight for its survival. That can put your landscaping at risk, and it can also put your safety at risk, since large branches or the whole tree may topple over on your home or on individuals in your yard.
What Should I Do?
Okay, you’re probably sufficiently concerned now. You’ve seen evidence of a borer infestation. You know it’s serious. What do you do?
Go to the experts. You can attempt to treat this problem on your own if you want, but the best thing is to bring in tree care experts who understand the issue and don’t waste time trying out ineffective defenses. Treating your tree incorrectly may lead to the opposite result you were looking for, and the time you waste trying to figure out the right treatment could be fatal for your tree.
Just contact your local experts and let them do the fighting for you. This will also keep you clear of any dangerous falling branches.
Trees are an important part of our parks, our yards, and our forests. We should do more to watch over them. I hope now, if one of your trees has a borer issue, you know what to do to make sure your tree stays strong and healthy for years and years to come.
I’m looking at my options as a student loan holder, and I thought I’d share my thoughts for anyone else in this position (I get the impression that for anyone under forty, you’re all in this position with me, big boat, but it’s still sinking).
Like a lot of people, I’m struggling to pay back my loans. My education background probably reads as something people snark at as the perfect example why millennials are worthless. I have a master’s in medieval history.
Now, I know that sounds like poor life planning, but it really wasn’t. I was being groomed by several well-established professors for a professorship position. All that would have gone swimmingly in any other decade, but the last ten years have been tough for anyone hoping to get into academics for two reasons: one, the recession (which sent a lot of people back to school when the jobs dried up and exhausted scholarship opportunities) and two, the adjunct professor position.
Point one is obvious, but point two requires a little explaining. In the last decade, colleges and universities have discovered the adjunct position saves them a lot of money. Instead of hiring full-time professors who are experts in their fields, they can hire part-time adjuncts, who make very little money (as little as several hundred across an entire semester) and teach the low-level classes. These adjuncts may be experts or not, but they are cheap. Hiring so many adjuncts have saved universities lots of money, but it has also made choosing a career in academics all that much more impossible.
So, I’ve been left with a lot of loans to pay off and not a lot of money to pay them with. Here are the options that I see available:
- This seems like perhaps the best option. I could finally get around to consolidating my loans and getting on an income-based repayment plan. That would keep my payments low. In twenty or so years, whatever is left on my loan is forgiven. But there are downsides. For one, with the current administration already cutting some student loan programs, there’s no guarantee this one will survive. Also, if I still have a hefty bill at the end that is forgiven (a very likely possibility), that forgiveness is charged as income on my taxes, which could send me into bankruptcy in my fifties.
- File bankruptcy and hope for the best. There are student loan lawyers who claim to be good at helping on this, but it’s still something of a long shot. It is almost impossible to get student loans removed through bankruptcy because of a series of stupid federal laws. I’d have to be able to claim they are making me destitute which is close to true but not close enough.
- Continue on the same. I could try to talk to the loan companies, get a slight reprieve, and hope a better job comes along to help me pay everything back. This, too, is a long shot.
It looks to me like option one really is the only option at this point. I’m going to look more into consolidating through the federal government. I’ll just have to hope the program stays open. Taxes in twenty years, well, hopefully I’m rich by then.
Cars getting wrecked or totally wrecked, and individuals getting severely injured in car accidents is part of the daily news in the U.S. Cars crashing with another motor vehicle, crashing into a concrete barrier, a wall, a tree, a lamp post or any other solid object, or hitting a motorcyclist, a bicyclist or a pedestrian, have always left properties damaged or, worse, individuals with permanent disability or dead.
Over the years, the number of car on roads and highways has steadily increased; with this, however, is also the increase in the number of car accidents. Studies conducted by the National Highway Traffic Safety Administration (NHTSA) show that more than 90% of all car accidents are actually due to driver error, which includes driving while impaired by alcohol, illegal drugs or prescription drug, driving too slow, driving above the speed limit or driving too fast despite dangerous road condition, using a handheld phone while driving, failing to observe safety traffic rules, such as ignoring traffic signs, going through a red light, driving recklessly, and driving while distracted. Car accidents can be avoided, definitely, but only if drivers act responsibly whenever behind the wheel.
Aside from those listed above, which are the top causes of car accidents, the NHTSA also include failure to use signal lights, tailgating, overtaking improperly, and making sudden turns.
An accident is always a traumatic experience, especially to those who sustain injuries and the trauma increases based on the severity of the injury sustained. Besides the injury, another cause of great worry for victims and their families is the financial burden the injury can result to. This is due to the medical treatment and the loss of income as the injury is sure to render the victim incapable of reporting to work. Even the opportunity to land in a good job may be affected by the injury sustained.
As pointed out by the law firm Habush Habush & Rottier S.C. ®, there is no telling how difficult it can be to deal with the financial repercussions of a car accident on your own. If the accident that injured you was caused by the irresponsible actions of others, you may be entitled to seek compensation for your damages.
Filing a lawsuit against the at-fault driver, however, should be done without delay for, according to Sheboygan car accident lawyers, in Wisconsin, for example, the statute of limitations restricts the amount of time in which you have to file a claim after an auto accident. After this time has passed, you may be unable to secure the compensation you need. Thus, it is important to discuss your case with an attorney as soon as possible.
Bicyclists are very vulnerable persons on the road. First, they are not like drivers who are somehow protected inside vehicles. Second, they have very limited protections against impact. Third, they are small enough to be disregarded by unsuspecting motorists and get hit. This makes bicyclists more prone to injuries compared to others.
Bicycles are becoming popular because they are economical, green, and promotes fitness. This also means that more and more people are becoming prone to bicycle accidents and injuries.
Common Causes of Bicycle Accidents
Low Visibility Incidents: Bicycles have their own lane, but because of their size, they may not be entirely visible to other cars, so they are at risk of getting hit by unsuspecting motorists. This is more dangerous during night time, foggy situations, and other conditions where visibility can be an issue.
Turning Issues: Vehicles that suddenly turn without regard are some of the leading causes of bicycle accidents. There are times where low visibility is to blame, but there are also times that driver recklessness is the culprit. Examples include vehicles making a right turn and making a bicyclist crash into their right side and vehicles suddenly turning in an intersection while a bicyclist is passing through.
Door Surprises: Before opening a vehicle door, it is a common safety procedure to look back for any incoming motorists who might get hit by the sudden obstruction that an open vehicle door may pose. But some vehicle occupants don’t do this procedure, resulting into bicyclists crashing into suddenly opening vehicle doors.
Common Injuries Associated with Bicycle Crashes
Head Injuries: There is a reason why bicyclists wear helmets. It is the fact that the head area is very vulnerable when riding and crashing. This may result into traumatic brain injuries and even facial disfigurement.
Broken Arms or Legs: The arm and leg areas are very vulnerable when it comes to accidents. When bicyclists crash, their first instinct is to move the arm area forward to absorb the impact, resulting into arm injuries that may be severe enough to be fractures. Since the legs are the primary parts involved in cycling, they are also prone to damage.
Road Rashes: When a bicyclist crashes, he may absorb sufficient friction energy from the pavement, soil, or wherever else he or she has landed. The impact may result into scratches, cuts, and even complications from these injuries, such as infections.
According to the website of the Amerio Law Firm, those who have been injured because of the negligence of another may have legal options, such as getting compensation. This just proves that the law does not tolerate reckless behaviors in the road, so you and the others around you should be careful on triggering any kind of accident.